FREE TOOL

Free Note Analyzer

Enter the basic numbers to get a quick first-pass view of yield, payback, equity cushion, and projected cash flow.

Deal Inputs

This simplified tool does not account for every loan feature, taxes, servicing costs, defaults, legal costs, time value assumptions, or state-specific rules.

Quick Analysis

Gross Annual Cash Yield—
Simple Payback—
Equity Cushion—
Total Scheduled Payments—
Projected Gross Margin—
Deal Score—

How to read this

Enter your deal numbers and click Analyze Deal. The score is a simplified screening aid, not a recommendation to invest.

Want the full evaluation system?

The Note Investor Blueprint explains what these numbers mean, what this calculator leaves out, and what to verify before moving forward.

Explore the Blueprint